Here you will find forms, policies, and other imporant information regarding financial aid and student accounts. For further assistance, please contact the Office of Financial Aid at (909) 599-5433.


Popular Forms

FERPA Release Form

In School Loan Deferment Form

Parent Plus Loan Deferment Form


Private Student Loans

Private student loans are additional loans a student can use to help cover their educational expenses. If a student does not have enough credit history established, they may need a credit-worthy co-signer. We strongly encourage students to take the time to research several lenders before making a decision. Fast Choice offers students the opportunity to simultaneously cost-compare lenders. Students who decide to take out a private student loan will also be required to complete a private student loan counseling session online through Fast Choice. Online counseling helps students know their rights and responsibilities in regards to private student loans. Students are also required to complete a Self Certification Form when applying for a private student loan. In order to complete Section 2 of this form, the student will need to contact the financial aid office.

Below are the steps needed to apply for a Private Student Loan. Please be aware that the Fast Choice website may timeout and the process will need to be restarted if the site is not being actively used.

  1. Complete the online counseling called “Borrowing Essentials” on the Fast Choice website. Please note this is an interactive online counseling session and you will need to closely read and continue each page of the counseling session until it is completed. Only after you complete your online counseling session will you be allowed to take the next steps of the process.

  2. Learn about loan options. Click "continue" until you reach the “How Your Loan Options Are Determined" page. Read and click on the box stating that you have read and understand this policy and continue to “Loan Options”. At this point, you are then able to begin researching and comparing private student loans.

  3. Compare private loan lenders. You can research and compare various private student loans at the Fast Choice website. To compare three lenders at the same time, choose the “Apply Now” option for each lender.

  4. Mail the Private Education Loan Applicant Self-Certification Form to the private loan lender of your choice. All students who choose to take out a private student loan are required to fill out this form and mail to the lender. To complete the Self Certification Form, you may need to contact the financial aid office to provide information for Section 2 of the form.



The government has established a statutory schedule to determine the amount of federal Title IV funds a student has earned as of the date he or she ceases attendance. The amount of federal Title IV program assistance earned is based on the amount of time the student spent in academic attendance; it has no relationship to the student’s incurred institutional charges.

Once institutional and/or student liability has been determined, the refund is distributed to the federal programs in the following order:

  1. Direct Federal Unsubsidized Loan
  2. Direct Federal Subsidized Loan
  3. Direct Federal Parent PLUS Loan
  4. Federal Pell Grant
  5. Federal Supplemental Educational Opportunity Grant (FSEOG)
  6. Other federal, state, private, or institutional student financial assistance
  7. Student

Once a student's account has been completely billed, the financial aid is applied as follows:

  1. Federal grant (Pell, FSEOG)
  2. California State Aid (if eligible – applies to tuition only)
  3. Scholarships
  4. Federal Loans – Student
  5. Federal Loans – Parent
  6. Private Student Loans

Order of refunds to students if there is an overage of aid:

  1. Private Student Loan
  2. Federal Parent Loan (if approved by parent)
  3. Federal Student Loan
  4. Federal Pell Grant
  5. Scholarships (dependent on criteria)

If a parent takes out a parent PLUS Loan the refund of the parent PLUS loan would go to the parents unless the parent indicates the refund go to the student.


Important Policies

Satisfactory Academic Progress (SAP) Policy For Financial Aid

Students applying for financial aid must demonstrate satisfactory academic progress (SAP) in their degree program. Academic progress is measured by Qualitative (grade based) and Quantitative (time based) standards set forth by the federal government and shall be used to determine eligibility for participation in student financial aid programs at Life Pacific University. Each student’s academic progress will be evaluated at the end of every semester as part of determining their eligibility for financial aid. The federal government mandates that students must be making satisfactory academic progress toward a degree in order to maintain financial aid eligibility.

Qualitative Standards

In order to receive financial aid, students must maintain a minimum cumulative grade point average (GPA) of 2.0 in progressing toward the associate of arts and/or bachelor of arts degree offered by the university. At the time of review, a student’s official cumulative GPA is evaluated to determine whether qualitative standards are being met.

Quantitative Standards

To quantify academic progress, students must not exceed the maximum time frame in which to finish their educational program.

Percentage Completion

The maximum time frame for completion is 150% of the published length of the program. For instance, if the published length of a program is 128 units, 150% of 128 units are 192 units. The student must complete his or her program by the time he or she reaches 192 attempted units. Therefore, in order for students to complete their program within the maximum time frame students must complete a minimum of 67% of all units attempted.

Units Completed and Attempted

All units transferred in from another college or university must be counted as hours toward completion of the student’s program as both hours attempted and hours completed. Completed units are enrolled units for which credit is received. Courses in which a student receives a grade of F, IN, WP, or WF will not be counted as completed units toward satisfactory academic progress purposes, but will be counted as attempted units. Furthermore, if a student completes the academic requirements for a program but has not yet received a degree, the student is no longer eligible for aid.

Repeated Courses

Students may receive financial aid for repeated courses taken to improve a grade and raise the cumulative GPA. However, all prior attempts will still be considered as attempted units for financial aid purposes.

Failure to Maintain Standards

The academic progress of aid applicants is reviewed at the end of each semester/payment period. Students failing to meet the minimum qualitative or quantitative standards required for maintaining satisfactory academic progress will be placed on financial aid warning and will continue to receive Title IV aid for one payment period/semester. The student will be notified of their status and requirements necessary to meet SAP by the end of the next semester/payment period. If at the end of the next semester (time of review) the student has not met SAP standards, the student will no longer be eligible to receive financial aid.

The Appeal Process

Appeals for re-establishing eligibility may be based on extenuating circumstances that prohibited the student from meeting SAP standards during the warning period. Examples of extenuating circumstances include:

  • Death of an immediate family member
  • Documented illness
  • Major accident or injury (self, child, or parent)
  • Victim of a crime or unexpected disaster

The student must submit an appeal letter to the Office of Financial Aid that addresses the following:

  1. Why the student failed to meet SAP standards
  2. What has changes the student has/will make to allow them to meet the SAP standards by the next evaluation.

A committee will review the appeal and contact the student once a decision has been made. The committee will decide one of the following:

  • If the student will be able to meet SAP standards by the end of the next semester/payment period, financial aid will be reinstated, OR
  • If the student will be required to meet with a representative of the Academic Office or the Registrar’s Office in order to create an academic plan that will ensure the student is able to meet SAP standards by a specific point in time. Financial aid will be reinstated so long as the student is meeting the requirements of the academic plan, OR
  • If the appeal will be denied and the student will no longer be eligible to receive financial aid until the student has successfully completed enough units to prove SAP standards can be met. 

1098T Tax Form Information

Please understand that the Office of Student Accounts cannot offer tax advice. If you have questions about the 1098T form and tax credits, please contact your tax preparer or follow the links to the IRS website provided at the bottom of this page.

What is the purpose of a 1098T form?

A 1098T form is for a student or parent of a student to use to claim a Hope and Lifetime Learning Education Credit when they file their taxes. The HLLEC is based on tuition and related expenses required for enrollment or attendance at an eligible institution. For more information, please go to the links at the bottom of this web page.

When are the 1098T forms mailed?

The Office of Student Accounts mails out the 1098T form for the prior tax year by the end of January. Please note that estimates will not be given to those who file taxes early. Due to the confidential nature of the data included on the 1098T and to prevent identity theft, the Office of Student Accounts will not email this form.

To which address will my 1098T form be mailed to?

Undergraduate Students:
The forms are placed in student boxes on campus for resident students.

Degree Completion / Graduate Students and Recent Alumni:
The forms will be mailed to the permanent addresses provided to the university.

Change of address? Contact the Registrar’s Office at (909) 599-5433, ext. 324 or

Why is Box 1 on the 1098T blank?

The IRS requires institutions to complete Box 1 or Box 2 on the form. Life Pacific University will provide information for Box 2 (the amount billed for qualified tuition and related expenses).

Helpful Links

IRS Homepage

IRS Education Credits